Call reports 2014
PEOPLES STATE BANK OF VELVA — 2014
What PEOPLES STATE BANK OF VELVA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 90,590,000 | 108,400,000 | 111,198,000 | 108,266,000 |
| Total loans | 73,674,000 | 92,086,000 | 95,069,000 | 90,970,000 |
| Allowance for loan losses | 765,000 | 813,000 | 903,000 | 942,000 |
| Securities available for sale | 9,480,000 | 9,091,000 | 8,939,000 | 8,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,539,000 | 84,334,000 | 86,597,000 | 90,505,000 |
| Interest-bearing deposits | 67,398,000 | 70,167,000 | 71,475,000 | 74,416,000 |
| Noninterest-bearing deposits | 14,142,000 | 14,167,000 | 15,122,000 | 16,089,000 |
| Equity capital | 7,842,000 | 8,770,000 | 9,253,000 | 9,460,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,055,000 | 2,311,000 | 3,681,000 | 5,042,000 |
| Interest expense | 148,000 | 307,000 | 479,000 | 642,000 |
| Net interest income | 907,000 | 2,004,000 | 3,202,000 | 4,400,000 |
| Noninterest income | 35,000 | 80,000 | 123,000 | 162,000 |
| Noninterest expense | 636,000 | 1,286,000 | 1,985,000 | 2,771,000 |
| Provision for loan losses | 48,000 | 96,000 | 186,000 | 246,000 |
| Pretax income | 258,000 | 704,000 | 1,156,000 | 1,547,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 258,000 | 704,000 | 1,156,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,739,000 | 8,613,000 | 9,066,000 | 9,245,000 |
| Total capital | 8,504,000 | 9,426,000 | 9,969,000 | 10,187,000 |
| Risk-weighted assets | 79,705,000 | 93,364,000 | 96,173,000 | 92,050,000 |