Call reports 2026
AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION — 2026
What AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 487,606,000 | 495,670,000 |
| Total loans | 418,599,000 | 410,326,000 |
| Allowance for loan losses | 8,949,000 | 8,940,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 384,822,000 | 392,105,000 |
| Interest-bearing deposits | 355,019,000 | 358,380,000 |
| Noninterest-bearing deposits | 29,803,000 | 33,725,000 |
| Equity capital | 82,482,000 | 84,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,899,000 | 16,089,000 |
| Interest expense | 2,752,000 | 5,530,000 |
| Net interest income | 5,147,000 | 10,559,000 |
| Noninterest income | 191,000 | 342,000 |
| Noninterest expense | 2,498,000 | 5,166,000 |
| Provision for loan losses | -65,000 | -69,000 |
| Pretax income | 2,905,000 | 5,804,000 |
| Income tax | 720,000 | 1,430,000 |
| Net income | 2,185,000 | 4,374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 82,483,000 | 84,673,000 |
| Total capital | 87,677,000 | 89,780,000 |
| Risk-weighted assets | 412,312,000 | 405,222,000 |