Call reports 2010

AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION — 2010

Name: AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION — FFIEC call report 2010
Creator: AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION

What AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.

PERIOD: 2010SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7bf3547d-32b6-413a-9c4e-85b14ec1582f/2010

Balance sheet

What the bank holds and owes at quarter end

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Total assets	75,967,000	76,910,000	70,342,000	64,897,000
Total loans	45,398,000	43,111,000	39,890,000	36,376,000
Allowance for loan losses	1,367,000	1,243,000	943,000	1,220,000
Securities available for sale	9,685,000	17,996,000	15,155,000	14,306,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	63,687,000	65,213,000	60,065,000	57,404,000
Interest-bearing deposits	56,808,000	58,398,000	53,498,000	51,132,000
Noninterest-bearing deposits	6,879,000	6,815,000	6,567,000	6,272,000
Equity capital	11,633,000	11,069,000	9,809,000	7,054,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Interest income	694,000	1,389,000	2,124,000	2,819,000
Interest expense	269,000	537,000	769,000	967,000
Net interest income	425,000	852,000	1,355,000	1,852,000
Noninterest income	-76,000	-50,000	-445,000	-1,517,000
Noninterest expense	851,000	1,804,000	2,912,000	4,337,000
Provision for loan losses	365,000	464,000	898,000	1,706,000
Pretax income	-867,000	-1,466,000	-2,911,000	-5,719,000
Income tax	0	0	0	0
Net income	-867,000	-1,466,000	-2,911,000	-5,719,000

Basel measures — not reported for every quarter

Measure	2010Q1	2010Q2	2010Q3	2010Q4
Tier 1 capital	11,472,000	10,872,000	9,426,000	6,753,000
Total capital	12,077,000	11,489,000	10,011,000	7,276,000
Risk-weighted assets	47,803,000	49,102,000	46,295,000	41,457,000