Call reports 2007
AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION — 2007
What AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 51,744,000 | 50,333,000 | 55,048,000 | 56,868,000 |
| Total loans | 31,371,000 | 36,129,000 | 40,453,000 | 37,046,000 |
| Allowance for loan losses | 478,000 | 529,000 | 536,000 | 433,000 |
| Securities available for sale | 6,168,000 | 5,868,000 | 5,788,000 | 5,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,615,000 | 42,207,000 | 47,035,000 | 49,244,000 |
| Interest-bearing deposits | 39,146,000 | 37,124,000 | 41,602,000 | 44,951,000 |
| Noninterest-bearing deposits | 4,469,000 | 5,083,000 | 5,433,000 | 4,293,000 |
| Equity capital | 7,753,000 | 7,635,000 | 7,594,000 | 7,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,881,000 | 2,855,000 | 3,845,000 |
| Interest expense | 440,000 | 890,000 | 1,370,000 | 1,876,000 |
| Net interest income | 471,000 | 991,000 | 1,485,000 | 1,969,000 |
| Noninterest income | 72,000 | 115,000 | 147,000 | 204,000 |
| Noninterest expense | 507,000 | 1,021,000 | 1,577,000 | 2,164,000 |
| Provision for loan losses | -23,000 | 28,000 | 123,000 | 611,000 |
| Pretax income | 59,000 | 57,000 | -68,000 | -602,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 59,000 | 57,000 | -68,000 | -602,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,768,000 | 7,766,000 | 7,640,000 | 7,107,000 |
| Total capital | 8,198,000 | 8,295,000 | 8,176,000 | 7,540,000 |
| Risk-weighted assets | 34,357,000 | 49,054,000 | 43,046,000 | 40,931,000 |
Machine access — free, no API key
Every figure shown here about AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.