Call reports 2004
AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION — 2004
What AMERICAN COMMERCE BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q4 |
|---|---|
| Total assets | 16,615,000 |
| Total loans | 7,387,000 |
| Allowance for loan losses | 92,000 |
| Securities available for sale | 1,462,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 9,481,000 |
| Interest-bearing deposits | 6,614,000 |
| Noninterest-bearing deposits | 2,867,000 |
| Equity capital | 7,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q4 |
|---|---|
| Interest income | 123,000 |
| Interest expense | 27,000 |
| Net interest income | 96,000 |
| Noninterest income | 1,000 |
| Noninterest expense | 413,000 |
| Provision for loan losses | 92,000 |
| Pretax income | -408,000 |
| Income tax | 0 |
| Net income | -408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q4 |
|---|---|
| Tier 1 capital | 7,123,000 |
| Total capital | 7,215,000 |
| Risk-weighted assets | 10,501,000 |
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