Call reports 2025
FIRST NATIONAL BANK OF AMERICA — 2025
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 6,380,445,000 | 6,433,016,000 | 6,569,276,000 | 6,700,737,000 |
| Total loans | 5,853,753,000 | 5,967,994,000 | 6,079,057,000 | 6,209,790,000 |
| Allowance for loan losses | 64,521,000 | 65,758,000 | 67,085,000 | 67,995,000 |
| Securities available for sale | 66,794,000 | 59,091,000 | 59,247,000 | 62,072,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,734,545,000 | 3,739,240,000 | 3,820,281,000 | 3,836,566,000 |
| Interest-bearing deposits | 3,643,343,000 | 3,632,556,000 | 3,708,618,000 | 3,754,212,000 |
| Noninterest-bearing deposits | 91,202,000 | 106,684,000 | 111,663,000 | 82,354,000 |
| Equity capital | 525,398,000 | 527,009,000 | 528,936,000 | 536,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 130,448,000 | 262,003,000 | 396,913,000 | 533,713,000 |
| Interest expense | 55,780,000 | 112,308,000 | 170,215,000 | 228,951,000 |
| Net interest income | 74,668,000 | 149,695,000 | 226,698,000 | 304,762,000 |
| Noninterest income | 10,837,000 | 13,481,000 | 14,642,000 | 19,281,000 |
| Noninterest expense | 19,838,000 | 40,152,000 | 60,031,000 | 79,953,000 |
| Provision for loan losses | 360,000 | 1,623,000 | 3,298,000 | 4,383,000 |
| Pretax income | 65,569,000 | 121,657,000 | 178,253,000 | 239,974,000 |
| Income tax | 13,744,000 | 25,517,000 | 37,388,000 | 49,757,000 |
| Net income | 51,825,000 | 96,140,000 | 140,865,000 | 190,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 525,828,000 | 527,143,000 | 528,869,000 | 536,421,000 |
| Total capital | 567,735,000 | 569,970,000 | 572,397,000 | 581,023,000 |
| Risk-weighted assets | 3,329,469,000 | 3,402,743,000 | 3,458,145,000 | 3,544,243,000 |