Call reports 2024
FIRST NATIONAL BANK OF AMERICA — 2024
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 5,800,258,000 | 5,967,524,000 | 6,141,303,000 | 6,310,718,000 |
| Total loans | 5,340,466,000 | 5,503,294,000 | 5,684,895,000 | 5,850,956,000 |
| Allowance for loan losses | 58,870,000 | 60,726,000 | 62,228,000 | 64,352,000 |
| Securities available for sale | 80,234,000 | 72,982,000 | 73,938,000 | 68,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,382,180,000 | 3,545,060,000 | 3,627,371,000 | 3,686,346,000 |
| Interest-bearing deposits | 3,300,072,000 | 3,437,366,000 | 3,522,543,000 | 3,603,310,000 |
| Noninterest-bearing deposits | 82,108,000 | 107,694,000 | 104,828,000 | 83,036,000 |
| Equity capital | 494,475,000 | 517,553,000 | 519,560,000 | 507,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 115,603,000 | 236,205,000 | 360,257,000 | 489,165,000 |
| Interest expense | 48,561,000 | 99,214,000 | 152,540,000 | 208,868,000 |
| Net interest income | 67,042,000 | 136,991,000 | 207,717,000 | 280,297,000 |
| Noninterest income | 3,796,000 | 9,040,000 | 14,977,000 | 21,288,000 |
| Noninterest expense | 17,865,000 | 35,665,000 | 53,705,000 | 71,200,000 |
| Provision for loan losses | 1,895,000 | 3,754,000 | 5,315,000 | 7,490,000 |
| Pretax income | 50,967,000 | 106,442,000 | 163,844,000 | 222,870,000 |
| Income tax | 10,715,000 | 22,372,000 | 34,368,000 | 46,624,000 |
| Net income | 40,252,000 | 84,070,000 | 129,476,000 | 176,246,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 496,609,000 | 519,427,000 | 520,334,000 | 508,003,000 |
| Total capital | 534,509,000 | 558,457,000 | 560,719,000 | 549,749,000 |
| Risk-weighted assets | 3,010,388,000 | 3,099,976,000 | 3,208,305,000 | 3,316,490,000 |