Call reports 2023
FIRST NATIONAL BANK OF AMERICA — 2023
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 4,823,087,000 | 4,963,217,000 | 5,278,452,000 | 5,613,739,000 |
| Total loans | 4,433,177,000 | 4,613,437,000 | 4,900,980,000 | 5,195,901,000 |
| Allowance for loan losses | 48,589,000 | 50,570,000 | 53,648,000 | 57,042,000 |
| Securities available for sale | 94,977,000 | 95,960,000 | 103,854,000 | 99,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,908,466,000 | 2,955,877,000 | 3,082,078,000 | 3,250,010,000 |
| Interest-bearing deposits | 2,821,379,000 | 2,855,005,000 | 2,974,191,000 | 3,164,994,000 |
| Noninterest-bearing deposits | 87,087,000 | 100,872,000 | 107,887,000 | 85,016,000 |
| Equity capital | 405,831,000 | 421,944,000 | 435,571,000 | 454,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 86,467,000 | 179,887,000 | 278,853,000 | 388,021,000 |
| Interest expense | 29,139,000 | 63,187,000 | 101,900,000 | 146,514,000 |
| Net interest income | 57,328,000 | 116,700,000 | 176,953,000 | 241,507,000 |
| Noninterest income | 885,000 | 1,868,000 | 2,427,000 | 3,836,000 |
| Noninterest expense | 15,960,000 | 31,345,000 | 47,657,000 | 66,614,000 |
| Provision for loan losses | 2,025,000 | 4,030,000 | 7,084,000 | 10,599,000 |
| Pretax income | 40,341,000 | 83,211,000 | 124,441,000 | 168,204,000 |
| Income tax | 8,472,000 | 17,506,000 | 26,092,000 | 35,342,000 |
| Net income | 31,869,000 | 65,705,000 | 98,349,000 | 132,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 410,265,000 | 426,401,000 | 439,545,000 | 456,357,000 |
| Total capital | 441,960,000 | 459,329,000 | 474,555,000 | 493,344,000 |
| Risk-weighted assets | 2,518,075,000 | 2,616,089,000 | 2,781,376,000 | 2,938,259,000 |