Call reports 2022
FIRST NATIONAL BANK OF AMERICA — 2022
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 3,456,988,000 | 3,817,882,000 | 4,240,022,000 | 4,554,611,000 |
| Total loans | 3,216,912,000 | 3,558,026,000 | 3,951,054,000 | 4,228,730,000 |
| Allowance for loan losses | 35,214,000 | 37,599,000 | 40,484,000 | 42,292,000 |
| Securities available for sale | 85,902,000 | 85,179,000 | 86,749,000 | 91,451,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,232,316,000 | 2,395,655,000 | 2,698,691,000 | 2,846,962,000 |
| Interest-bearing deposits | 2,127,793,000 | 2,285,745,000 | 2,580,905,000 | 2,755,908,000 |
| Noninterest-bearing deposits | 104,523,000 | 109,910,000 | 117,786,000 | 91,054,000 |
| Equity capital | 308,712,000 | 314,731,000 | 348,987,000 | 377,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 61,419,000 | 126,966,000 | 201,136,000 | 280,517,000 |
| Interest expense | 8,897,000 | 19,724,000 | 35,691,000 | 58,346,000 |
| Net interest income | 52,522,000 | 107,242,000 | 165,445,000 | 222,171,000 |
| Noninterest income | 874,000 | 1,725,000 | 2,321,000 | 2,778,000 |
| Noninterest expense | 13,460,000 | 27,841,000 | 42,793,000 | 58,542,000 |
| Provision for loan losses | 450,000 | 2,840,000 | 5,505,000 | 7,330,000 |
| Pretax income | 39,133,000 | 77,693,000 | 118,575,000 | 158,221,000 |
| Income tax | 8,218,000 | 16,334,000 | 24,873,000 | 33,398,000 |
| Net income | 30,915,000 | 61,359,000 | 93,702,000 | 124,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 311,327,000 | 318,772,000 | 354,173,000 | 382,209,000 |
| Total capital | 334,999,000 | 344,706,000 | 382,562,000 | 412,493,000 |
| Risk-weighted assets | 1,882,176,000 | 2,063,003,000 | 2,259,016,000 | 2,410,700,000 |