Call reports 2021
FIRST NATIONAL BANK OF AMERICA — 2021
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,992,509,000 | 3,061,654,000 | 3,182,502,000 | 3,310,189,000 |
| Total loans | 2,774,194,000 | 2,839,722,000 | 2,958,626,000 | 3,079,444,000 |
| Allowance for loan losses | 36,407,000 | 32,649,000 | 34,007,000 | 34,666,000 |
| Securities available for sale | 50,600,000 | 55,198,000 | 64,554,000 | 77,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,935,537,000 | 2,008,979,000 | 2,031,480,000 | 2,182,740,000 |
| Interest-bearing deposits | 1,840,858,000 | 1,907,292,000 | 1,919,390,000 | 2,085,182,000 |
| Noninterest-bearing deposits | 94,679,000 | 101,687,000 | 112,090,000 | 97,558,000 |
| Equity capital | 307,111,000 | 327,105,000 | 306,107,000 | 299,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 55,700,000 | 112,737,000 | 171,652,000 | 232,974,000 |
| Interest expense | 10,243,000 | 19,586,000 | 28,765,000 | 37,745,000 |
| Net interest income | 45,457,000 | 93,151,000 | 142,887,000 | 195,229,000 |
| Noninterest income | 758,000 | 1,385,000 | 2,144,000 | 2,986,000 |
| Noninterest expense | 11,883,000 | 23,627,000 | 35,921,000 | 52,048,000 |
| Provision for loan losses | 1,010,000 | -2,745,000 | -1,500,000 | -850,000 |
| Pretax income | 33,182,000 | 73,541,000 | 110,453,000 | 146,771,000 |
| Income tax | 6,968,000 | 15,437,000 | 23,195,000 | 30,803,000 |
| Net income | 26,214,000 | 58,104,000 | 87,258,000 | 115,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 306,672,000 | 326,562,000 | 305,716,000 | 299,427,000 |
| Total capital | 327,028,000 | 347,428,000 | 327,458,000 | 322,030,000 |
| Risk-weighted assets | 1,612,383,000 | 1,657,461,000 | 1,727,072,000 | 1,796,151,000 |