Call reports 2020
FIRST NATIONAL BANK OF AMERICA — 2020
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,651,213,000 | 2,719,182,000 | 2,825,752,000 | 2,955,679,000 |
| Total loans | 2,432,467,000 | 2,520,961,000 | 2,620,632,000 | 2,728,636,000 |
| Allowance for loan losses | 28,983,000 | 31,703,000 | 33,768,000 | 35,448,000 |
| Securities available for sale | 48,071,000 | 39,887,000 | 44,962,000 | 35,534,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,701,543,000 | 1,740,938,000 | 1,839,425,000 | 1,922,301,000 |
| Interest-bearing deposits | 1,629,062,000 | 1,652,351,000 | 1,745,583,000 | 1,841,922,000 |
| Noninterest-bearing deposits | 72,481,000 | 88,587,000 | 93,842,000 | 80,379,000 |
| Equity capital | 240,940,000 | 255,617,000 | 272,848,000 | 288,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 46,790,000 | 95,981,000 | 148,475,000 | 202,437,000 |
| Interest expense | 13,259,000 | 26,778,000 | 38,810,000 | 49,775,000 |
| Net interest income | 33,531,000 | 69,203,000 | 109,665,000 | 152,662,000 |
| Noninterest income | 1,371,000 | 2,085,000 | 2,792,000 | 3,829,000 |
| Noninterest expense | 12,134,000 | 22,908,000 | 34,102,000 | 46,152,000 |
| Provision for loan losses | 2,422,000 | 5,247,000 | 7,597,000 | 9,379,000 |
| Pretax income | 20,561,000 | 43,414,000 | 71,039,000 | 101,230,000 |
| Income tax | 4,318,000 | 9,117,000 | 14,787,000 | 21,115,000 |
| Net income | 16,243,000 | 34,297,000 | 56,252,000 | 80,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 241,586,000 | 255,641,000 | 272,596,000 | 288,458,000 |
| Total capital | 259,986,000 | 274,531,000 | 292,071,000 | 308,455,000 |
| Risk-weighted assets | 1,461,370,000 | 1,498,369,000 | 1,543,662,000 | 1,584,318,000 |