Call reports 2019
FIRST NATIONAL BANK OF AMERICA — 2019
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,957,707,000 | 2,159,303,000 | 2,335,989,000 | 2,488,033,000 |
| Total loans | 1,809,786,000 | 1,992,425,000 | 2,148,179,000 | 2,309,629,000 |
| Allowance for loan losses | 21,351,000 | 22,941,000 | 24,610,000 | 26,567,000 |
| Securities available for sale | 71,906,000 | 68,390,000 | 52,180,000 | 52,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,253,547,000 | 1,364,945,000 | 1,476,398,000 | 1,610,382,000 |
| Interest-bearing deposits | 1,188,846,000 | 1,298,104,000 | 1,407,449,000 | 1,541,741,000 |
| Noninterest-bearing deposits | 64,701,000 | 66,841,000 | 68,949,000 | 68,641,000 |
| Equity capital | 168,558,000 | 200,217,000 | 212,193,000 | 228,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 35,373,000 | 74,467,000 | 117,682,000 | 163,607,000 |
| Interest expense | 9,964,000 | 21,237,000 | 33,946,000 | 46,989,000 |
| Net interest income | 25,409,000 | 53,230,000 | 83,736,000 | 116,618,000 |
| Noninterest income | 765,000 | 1,939,000 | 2,749,000 | 4,288,000 |
| Noninterest expense | 10,621,000 | 22,207,000 | 33,026,000 | 44,739,000 |
| Provision for loan losses | 1,410,000 | 2,945,000 | 4,935,000 | 7,135,000 |
| Pretax income | 14,256,000 | 30,211,000 | 48,935,000 | 69,424,000 |
| Income tax | 2,994,000 | 6,344,000 | 10,566,000 | 14,911,000 |
| Net income | 11,262,000 | 23,867,000 | 38,369,000 | 54,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,469,000 | 199,746,000 | 211,749,000 | 227,843,000 |
| Total capital | 182,941,000 | 215,396,000 | 228,145,000 | 245,422,000 |
| Risk-weighted assets | 1,150,893,000 | 1,244,708,000 | 1,303,406,000 | 1,397,316,000 |