Call reports 2016
FIRST NATIONAL BANK OF AMERICA — 2016
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 900,480,000 | 929,513,000 | 1,048,350,000 | 1,121,439,000 |
| Total loans | 815,189,000 | 850,014,000 | 957,007,000 | 1,020,607,000 |
| Allowance for loan losses | 11,538,000 | 12,122,000 | 12,825,000 | 14,280,000 |
| Securities available for sale | 52,721,000 | 50,240,000 | 55,642,000 | 56,628,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 717,270,000 | 755,982,000 | 798,307,000 | 826,786,000 |
| Interest-bearing deposits | 671,065,000 | 697,449,000 | 744,373,000 | 777,056,000 |
| Noninterest-bearing deposits | 46,205,000 | 58,533,000 | 53,934,000 | 49,730,000 |
| Equity capital | 89,378,000 | 93,943,000 | 99,024,000 | 104,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 17,306,000 | 36,152,000 | 57,047,000 | 80,285,000 |
| Interest expense | 3,160,000 | 6,552,000 | 10,745,000 | 14,513,000 |
| Net interest income | 14,146,000 | 29,600,000 | 46,302,000 | 65,772,000 |
| Noninterest income | 1,117,000 | 1,910,000 | 2,759,000 | 3,796,000 |
| Noninterest expense | 7,022,000 | 14,088,000 | 21,261,000 | 29,745,000 |
| Provision for loan losses | 565,000 | 1,345,000 | 2,335,000 | 3,971,000 |
| Pretax income | 7,676,000 | 16,077,000 | 25,465,000 | 35,863,000 |
| Income tax | 2,642,000 | 5,582,000 | 8,868,000 | 12,515,000 |
| Net income | 5,034,000 | 10,495,000 | 16,597,000 | 23,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,265,000 | 93,726,000 | 98,828,000 | 104,543,000 |
| Total capital | 96,804,000 | 101,542,000 | 107,662,000 | 113,758,000 |
| Risk-weighted assets | 598,376,000 | 620,025,000 | 701,973,000 | 732,112,000 |