Call reports 2015
FIRST NATIONAL BANK OF AMERICA — 2015
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 732,043,000 | 748,060,000 | 795,110,000 | 822,669,000 |
| Total loans | 643,524,000 | 667,283,000 | 710,405,000 | 738,127,000 |
| Allowance for loan losses | 10,847,000 | 10,714,000 | 10,941,000 | 11,232,000 |
| Securities available for sale | 63,947,000 | 55,271,000 | 53,514,000 | 54,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 590,195,000 | 643,540,000 | 667,594,000 | 674,452,000 |
| Interest-bearing deposits | 536,292,000 | 589,313,000 | 614,066,000 | 629,854,000 |
| Noninterest-bearing deposits | 53,903,000 | 54,227,000 | 53,528,000 | 44,598,000 |
| Equity capital | 76,199,000 | 78,178,000 | 79,758,000 | 85,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,325,000 | 28,574,000 | 44,154,000 | 62,096,000 |
| Interest expense | 2,426,000 | 5,048,000 | 8,056,000 | 11,106,000 |
| Net interest income | 10,899,000 | 23,526,000 | 36,098,000 | 50,990,000 |
| Noninterest income | 987,000 | 1,806,000 | 2,825,000 | 5,382,000 |
| Noninterest expense | 5,885,000 | 12,046,000 | 18,452,000 | 25,931,000 |
| Provision for loan losses | 545,000 | 845,000 | 1,445,000 | 2,020,000 |
| Pretax income | 5,456,000 | 12,441,000 | 19,026,000 | 28,421,000 |
| Income tax | 1,869,000 | 4,261,000 | 6,769,000 | 9,967,000 |
| Net income | 3,587,000 | 8,180,000 | 12,257,000 | 18,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,864,000 | 77,957,000 | 79,534,000 | 85,732,000 |
| Total capital | 82,357,000 | 84,499,000 | 86,338,000 | 92,720,000 |
| Risk-weighted assets | 515,095,000 | 518,874,000 | 539,507,000 | 554,517,000 |