Call reports 2014
FIRST NATIONAL BANK OF AMERICA — 2014
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 632,102,000 | 635,608,000 | 649,255,000 | 668,685,000 |
| Total loans | 524,115,000 | 529,726,000 | 549,725,000 | 580,240,000 |
| Allowance for loan losses | 9,984,000 | 9,977,000 | 10,483,000 | 10,639,000 |
| Securities available for sale | 70,195,000 | 65,367,000 | 60,896,000 | 60,600,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 530,974,000 | 536,839,000 | 550,287,000 | 557,489,000 |
| Interest-bearing deposits | 498,281,000 | 500,134,000 | 507,432,000 | 518,963,000 |
| Noninterest-bearing deposits | 32,693,000 | 36,705,000 | 42,855,000 | 38,526,000 |
| Equity capital | 73,584,000 | 74,626,000 | 74,814,000 | 74,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,181,000 | 25,280,000 | 37,920,000 | 50,835,000 |
| Interest expense | 2,457,000 | 5,556,000 | 7,983,000 | 10,416,000 |
| Net interest income | 9,724,000 | 19,724,000 | 29,937,000 | 40,419,000 |
| Noninterest income | 1,083,000 | 2,536,000 | 3,020,000 | 3,604,000 |
| Noninterest expense | 5,438,000 | 11,047,000 | 16,609,000 | 22,858,000 |
| Provision for loan losses | 695,000 | 1,330,000 | 2,164,000 | 2,774,000 |
| Pretax income | 4,674,000 | 10,086,000 | 14,387,000 | 18,594,000 |
| Income tax | 1,601,000 | 3,558,000 | 5,031,000 | 6,467,000 |
| Net income | 3,073,000 | 6,528,000 | 9,356,000 | 12,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,215,000 | 74,183,000 | 74,510,000 | 74,785,000 |
| Total capital | 78,893,000 | 79,851,000 | 80,338,000 | 80,825,000 |
| Risk-weighted assets | 449,946,000 | 448,917,000 | 461,480,000 | 478,167,000 |