Call reports 2013
FIRST NATIONAL BANK OF AMERICA — 2013
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 572,122,000 | 587,728,000 | 591,391,000 | 617,585,000 |
| Total loans | 473,750,000 | 482,307,000 | 490,482,000 | 516,466,000 |
| Allowance for loan losses | 9,986,000 | 10,012,000 | 9,962,000 | 9,977,000 |
| Securities available for sale | 10,791,000 | 7,140,000 | 71,568,000 | 66,357,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 485,047,000 | 507,342,000 | 509,931,000 | 514,821,000 |
| Interest-bearing deposits | 455,389,000 | 473,168,000 | 476,640,000 | 483,837,000 |
| Noninterest-bearing deposits | 29,658,000 | 34,174,000 | 33,291,000 | 30,984,000 |
| Equity capital | 72,289,000 | 72,466,000 | 72,657,000 | 72,779,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 11,283,000 | 22,830,000 | 34,560,000 | 46,444,000 |
| Interest expense | 2,383,000 | 4,908,000 | 7,410,000 | 9,853,000 |
| Net interest income | 8,900,000 | 17,922,000 | 27,150,000 | 36,591,000 |
| Noninterest income | 815,000 | 1,751,000 | 2,773,000 | 3,514,000 |
| Noninterest expense | 4,967,000 | 9,962,000 | 15,225,000 | 20,665,000 |
| Provision for loan losses | 885,000 | 1,610,000 | 2,335,000 | 3,225,000 |
| Pretax income | 3,863,000 | 8,125,000 | 12,511,000 | 16,339,000 |
| Income tax | 1,323,000 | 2,783,000 | 4,285,000 | 5,547,000 |
| Net income | 2,540,000 | 5,342,000 | 8,226,000 | 10,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,898,000 | 72,200,000 | 72,581,000 | 72,631,000 |
| Total capital | 76,390,000 | 76,746,000 | 78,037,000 | 78,230,000 |
| Risk-weighted assets | 353,159,000 | 358,211,000 | 431,954,000 | 443,543,000 |