Call reports 2012
FIRST NATIONAL BANK OF AMERICA — 2012
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 563,461,000 | 554,178,000 | 551,686,000 | 543,088,000 |
| Total loans | 419,466,000 | 429,310,000 | 445,130,000 | 457,787,000 |
| Allowance for loan losses | 10,264,000 | 9,972,000 | 9,979,000 | 10,023,000 |
| Securities available for sale | 23,070,000 | 22,079,000 | 21,383,000 | 14,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 473,733,000 | 472,000,000 | 470,627,000 | 458,928,000 |
| Interest-bearing deposits | 443,243,000 | 439,172,000 | 439,680,000 | 429,486,000 |
| Noninterest-bearing deposits | 30,490,000 | 32,828,000 | 30,947,000 | 29,442,000 |
| Equity capital | 69,304,000 | 70,107,000 | 70,000,000 | 69,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 11,157,000 | 22,252,000 | 33,240,000 | 44,329,000 |
| Interest expense | 2,891,000 | 5,670,000 | 8,636,000 | 11,189,000 |
| Net interest income | 8,266,000 | 16,582,000 | 24,604,000 | 33,140,000 |
| Noninterest income | 576,000 | 1,182,000 | 1,960,000 | 2,836,000 |
| Noninterest expense | 4,764,000 | 9,151,000 | 13,446,000 | 18,525,000 |
| Provision for loan losses | 1,453,000 | 2,469,000 | 3,689,000 | 5,244,000 |
| Pretax income | 2,623,000 | 6,142,000 | 9,427,000 | 12,853,000 |
| Income tax | 861,000 | 2,066,000 | 3,191,000 | 4,322,000 |
| Net income | 1,762,000 | 4,076,000 | 6,236,000 | 8,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,689,000 | 69,503,000 | 69,163,000 | 69,359,000 |
| Total capital | 72,852,000 | 73,743,000 | 73,506,000 | 73,783,000 |
| Risk-weighted assets | 326,224,000 | 332,487,000 | 340,635,000 | 347,433,000 |