Call reports 2011
FIRST NATIONAL BANK OF AMERICA — 2011
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 475,434,000 | 500,240,000 | 587,884,000 | 569,541,000 |
| Total loans | 402,708,000 | 414,128,000 | 406,182,000 | 424,764,000 |
| Allowance for loan losses | 10,896,000 | 11,422,000 | 10,791,000 | 10,252,000 |
| Securities available for sale | 35,121,000 | 17,004,000 | 27,536,000 | 27,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 356,296,000 | 386,329,000 | 485,590,000 | 481,503,000 |
| Interest-bearing deposits | 337,332,000 | 355,163,000 | 453,893,000 | 452,208,000 |
| Noninterest-bearing deposits | 18,964,000 | 31,166,000 | 31,697,000 | 29,295,000 |
| Equity capital | 72,521,000 | 73,982,000 | 66,767,000 | 67,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 10,308,000 | 21,581,000 | 32,764,000 | 43,320,000 |
| Interest expense | 2,762,000 | 5,479,000 | 8,462,000 | 11,593,000 |
| Net interest income | 7,546,000 | 16,102,000 | 24,302,000 | 31,727,000 |
| Noninterest income | 565,000 | 889,000 | 1,462,000 | 2,308,000 |
| Noninterest expense | 4,804,000 | 9,522,000 | 14,291,000 | 19,841,000 |
| Provision for loan losses | 2,790,000 | 4,531,000 | 5,641,000 | 7,146,000 |
| Pretax income | 517,000 | 4,795,000 | 7,689,000 | 8,909,000 |
| Income tax | 95,000 | 1,560,000 | 2,551,000 | 2,928,000 |
| Net income | 422,000 | 3,235,000 | 5,138,000 | 5,981,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,368,000 | 73,181,000 | 66,084,000 | 66,927,000 |
| Total capital | 74,567,000 | 77,305,000 | 70,231,000 | 71,209,000 |
| Risk-weighted assets | 329,186,000 | 322,301,000 | 324,329,000 | 335,827,000 |