Call reports 2010
FIRST NATIONAL BANK OF AMERICA — 2010
What FIRST NATIONAL BANK OF AMERICA reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 461,297,000 | 454,427,000 | 464,861,000 | 467,975,000 |
| Total loans | 357,311,000 | 350,106,000 | 347,383,000 | 354,344,000 |
| Allowance for loan losses | 9,001,000 | 9,736,000 | 9,930,000 | 10,152,000 |
| Securities available for sale | 63,795,000 | 54,833,000 | 64,268,000 | 36,292,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,038,000 | 337,061,000 | 347,303,000 | 348,469,000 |
| Interest-bearing deposits | 309,570,000 | 319,926,000 | 330,853,000 | 333,634,000 |
| Noninterest-bearing deposits | 15,468,000 | 17,135,000 | 16,450,000 | 14,835,000 |
| Equity capital | 69,322,000 | 69,982,000 | 71,100,000 | 72,249,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,809,000 | 23,377,000 | 34,999,000 | 44,605,000 |
| Interest expense | 3,711,000 | 6,926,000 | 9,971,000 | 12,977,000 |
| Net interest income | 8,098,000 | 16,451,000 | 25,028,000 | 31,628,000 |
| Noninterest income | 724,000 | 1,160,000 | 1,388,000 | 1,494,000 |
| Noninterest expense | 4,706,000 | 9,305,000 | 14,131,000 | 18,143,000 |
| Provision for loan losses | 3,393,000 | 5,888,000 | 7,756,000 | 9,102,000 |
| Pretax income | 1,837,000 | 3,993,000 | 6,315,000 | 9,567,000 |
| Income tax | 629,000 | 1,367,000 | 2,145,000 | 3,261,000 |
| Net income | 1,208,000 | 2,626,000 | 4,170,000 | 6,306,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,848,000 | 66,266,000 | 67,810,000 | 69,947,000 |
| Total capital | 68,966,000 | 70,148,000 | 71,571,000 | 73,594,000 |
| Risk-weighted assets | 324,589,000 | 304,280,000 | 294,131,000 | 285,137,000 |