Call reports 2025
LAKESIDE BANK — 2025
What LAKESIDE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 361,658,000 | 377,276,000 | 379,160,000 | 385,744,000 |
| Total loans | 236,458,000 | 230,800,000 | 226,824,000 | 236,288,000 |
| Allowance for loan losses | 2,180,000 | 2,189,000 | 2,330,000 | 2,631,000 |
| Securities available for sale | 18,129,000 | 44,509,000 | 56,214,000 | 88,412,000 |
| Securities held to maturity | 59,748,000 | 53,742,000 | 50,052,000 | 42,924,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,769,000 | 279,154,000 | 280,058,000 | 287,571,000 |
| Interest-bearing deposits | 209,301,000 | 226,792,000 | 227,239,000 | 238,163,000 |
| Noninterest-bearing deposits | 54,468,000 | 52,362,000 | 52,819,000 | 49,408,000 |
| Equity capital | 34,401,000 | 34,660,000 | 35,361,000 | 36,038,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 4,088,000 | 8,328,000 | 12,924,000 | 17,580,000 |
| Interest expense | 1,902,000 | 3,914,000 | 6,091,000 | 8,206,000 |
| Net interest income | 2,186,000 | 4,414,000 | 6,833,000 | 9,374,000 |
| Noninterest income | 941,000 | 1,286,000 | 1,595,000 | 1,958,000 |
| Noninterest expense | 2,211,000 | 4,238,000 | 6,133,000 | 7,925,000 |
| Provision for loan losses | 389,000 | 552,000 | 703,000 | 966,000 |
| Pretax income | 527,000 | 900,000 | 1,572,000 | 2,421,000 |
| Income tax | 126,000 | 214,000 | 377,000 | 486,000 |
| Net income | 401,000 | 686,000 | 1,195,000 | 1,935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,510,000 | 34,794,000 | 35,305,000 | 36,024,000 |
| Total capital | 36,789,000 | 37,092,000 | 37,755,000 | 38,775,000 |
| Risk-weighted assets | 244,022,000 | 243,247,000 | 242,224,000 | 258,176,000 |