Call reports 2024
LAKESIDE BANK — 2024
What LAKESIDE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 342,251,000 | 348,329,000 | 360,087,000 | 365,451,000 |
| Total loans | 240,559,000 | 249,852,000 | 248,340,000 | 240,596,000 |
| Allowance for loan losses | 3,037,000 | 3,145,000 | 2,943,000 | 1,795,000 |
| Securities available for sale | 2,159,000 | 3,631,000 | 6,607,000 | 13,008,000 |
| Securities held to maturity | 81,974,000 | 77,617,000 | 69,608,000 | 64,599,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 246,445,000 | 252,484,000 | 263,337,000 | 268,693,000 |
| Interest-bearing deposits | 193,669,000 | 190,846,000 | 203,961,000 | 211,433,000 |
| Noninterest-bearing deposits | 52,776,000 | 61,638,000 | 59,376,000 | 57,260,000 |
| Equity capital | 33,019,000 | 33,073,000 | 33,622,000 | 33,895,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,905,000 | 7,675,000 | 11,869,000 | 16,072,000 |
| Interest expense | 1,582,000 | 3,214,000 | 4,909,000 | 6,750,000 |
| Net interest income | 2,323,000 | 4,461,000 | 6,960,000 | 9,322,000 |
| Noninterest income | 315,000 | 634,000 | 943,000 | 1,307,000 |
| Noninterest expense | 1,991,000 | 4,122,000 | 6,077,000 | 8,210,000 |
| Provision for loan losses | 85,000 | 190,000 | 323,000 | 428,000 |
| Pretax income | 562,000 | 783,000 | 1,500,000 | 1,988,000 |
| Income tax | 118,000 | 188,000 | 367,000 | 385,000 |
| Net income | 444,000 | 595,000 | 1,133,000 | 1,603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,933,000 | 32,983,000 | 33,537,000 | 34,110,000 |
| Total capital | 36,069,000 | 36,228,000 | 36,580,000 | 36,004,000 |
| Risk-weighted assets | 254,911,000 | 264,479,000 | 257,551,000 | 246,741,000 |