Call reports 2023
LAKESIDE BANK — 2023
What LAKESIDE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 358,107,000 | 354,986,000 | 356,078,000 | 358,324,000 |
| Total loans | 246,266,000 | 246,497,000 | 244,686,000 | 243,064,000 |
| Allowance for loan losses | 3,146,000 | 2,837,000 | 2,865,000 | 2,959,000 |
| Securities available for sale | 349,000 | 300,000 | 1,254,000 | 1,192,000 |
| Securities held to maturity | 86,125,000 | 84,009,000 | 85,000,000 | 83,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,800,000 | 280,777,000 | 280,550,000 | 282,757,000 |
| Interest-bearing deposits | 230,739,000 | 216,611,000 | 217,987,000 | 223,031,000 |
| Noninterest-bearing deposits | 69,061,000 | 64,166,000 | 62,563,000 | 59,726,000 |
| Equity capital | 30,901,000 | 31,393,000 | 32,022,000 | 32,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,489,000 | 7,233,000 | 11,068,000 | 14,978,000 |
| Interest expense | 588,000 | 1,607,000 | 2,862,000 | 4,196,000 |
| Net interest income | 2,901,000 | 5,626,000 | 8,206,000 | 10,782,000 |
| Noninterest income | 287,000 | 214,000 | 517,000 | 833,000 |
| Noninterest expense | 2,062,000 | 4,274,000 | 6,289,000 | 8,385,000 |
| Provision for loan losses | 145,000 | -160,000 | -85,000 | 35,000 |
| Pretax income | 981,000 | 1,726,000 | 2,519,000 | 3,195,000 |
| Income tax | 206,000 | 364,000 | 528,000 | 657,000 |
| Net income | 775,000 | 1,362,000 | 1,991,000 | 2,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,850,000 | 31,356,000 | 31,996,000 | 32,476,000 |
| Total capital | 34,096,000 | 34,293,000 | 34,960,000 | 35,535,000 |
| Risk-weighted assets | 262,194,000 | 262,105,000 | 262,078,000 | 258,218,000 |