Call reports 2022
LAKESIDE BANK — 2022
What LAKESIDE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 340,553,000 | 336,576,000 | 339,597,000 | 352,615,000 |
| Total loans | 208,460,000 | 217,637,000 | 221,878,000 | 235,283,000 |
| Allowance for loan losses | 2,804,000 | 2,786,000 | 2,880,000 | 3,010,000 |
| Securities available for sale | 591,000 | 509,000 | 433,000 | 397,000 |
| Securities held to maturity | 83,014,000 | 76,771,000 | 80,161,000 | 86,141,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,054,000 | 305,648,000 | 307,852,000 | 320,714,000 |
| Interest-bearing deposits | 225,538,000 | 224,431,000 | 217,375,000 | 243,374,000 |
| Noninterest-bearing deposits | 83,516,000 | 81,217,000 | 90,477,000 | 77,339,000 |
| Equity capital | 28,303,000 | 28,791,000 | 29,553,000 | 30,146,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,392,000 | 5,075,000 | 8,011,000 | 11,312,000 |
| Interest expense | 191,000 | 337,000 | 489,000 | 675,000 |
| Net interest income | 2,201,000 | 4,738,000 | 7,522,000 | 10,637,000 |
| Noninterest income | 237,000 | 526,000 | 803,000 | 1,080,000 |
| Noninterest expense | 1,784,000 | 3,873,000 | 5,831,000 | 8,375,000 |
| Provision for loan losses | 90,000 | 191,000 | 326,000 | 446,000 |
| Pretax income | 564,000 | 1,200,000 | 2,168,000 | 2,896,000 |
| Income tax | 118,000 | 259,000 | 453,000 | 604,000 |
| Net income | 446,000 | 941,000 | 1,715,000 | 2,292,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,192,000 | 28,697,000 | 29,482,000 | 30,089,000 |
| Total capital | 31,095,000 | 31,582,000 | 32,462,000 | 33,199,000 |
| Risk-weighted assets | 232,202,000 | 237,558,000 | 242,301,000 | 256,714,000 |