Call reports 2021
LAKESIDE BANK — 2021
What LAKESIDE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 356,273,000 | 360,919,000 | 359,990,000 | 329,618,000 |
| Total loans | 156,880,000 | 163,620,000 | 167,895,000 | 188,819,000 |
| Allowance for loan losses | 2,756,000 | 2,776,000 | 2,816,000 | 2,795,000 |
| Securities available for sale | 52,693,000 | 51,894,000 | 58,015,000 | 690,000 |
| Securities held to maturity | 682,000 | 647,000 | 10,122,000 | 89,078,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 325,603,000 | 329,864,000 | 328,581,000 | 298,640,000 |
| Interest-bearing deposits | 258,450,000 | 260,166,000 | 259,518,000 | 221,876,000 |
| Noninterest-bearing deposits | 67,153,000 | 69,699,000 | 69,063,000 | 76,764,000 |
| Equity capital | 27,105,000 | 27,443,000 | 27,591,000 | 27,948,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,217,000 | 4,469,000 | 6,589,000 | 8,884,000 |
| Interest expense | 375,000 | 681,000 | 937,000 | 1,166,000 |
| Net interest income | 1,842,000 | 3,788,000 | 5,652,000 | 7,718,000 |
| Noninterest income | 383,000 | 612,000 | 861,000 | 1,183,000 |
| Noninterest expense | 1,670,000 | 3,379,000 | 5,170,000 | 7,122,000 |
| Provision for loan losses | 60,000 | 80,000 | 120,000 | 180,000 |
| Pretax income | 495,000 | 941,000 | 1,223,000 | 1,599,000 |
| Income tax | 102,000 | 197,000 | 257,000 | 232,000 |
| Net income | 393,000 | 744,000 | 966,000 | 1,367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,423,000 | 26,786,000 | 27,000,000 | 27,750,000 |
| Total capital | 28,459,000 | 28,824,000 | 29,331,000 | 30,501,000 |
| Risk-weighted assets | 162,068,000 | 162,206,000 | 185,904,000 | 219,897,000 |