Call reports 2020
LAKESIDE BANK — 2020
What LAKESIDE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 211,833,000 | 253,096,000 | 260,863,000 | 337,375,000 |
| Total loans | 150,367,000 | 169,017,000 | 165,656,000 | 156,035,000 |
| Allowance for loan losses | 2,264,000 | 2,525,000 | 2,595,000 | 2,702,000 |
| Securities available for sale | 12,745,000 | 8,612,000 | 10,477,000 | 52,170,000 |
| Securities held to maturity | 1,829,000 | 776,000 | 744,000 | 708,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 184,595,000 | 225,547,000 | 232,956,000 | 308,308,000 |
| Interest-bearing deposits | 169,793,000 | 201,720,000 | 203,285,000 | 246,935,000 |
| Noninterest-bearing deposits | 14,803,000 | 23,828,000 | 29,672,000 | 61,372,000 |
| Equity capital | 25,887,000 | 26,415,000 | 26,566,000 | 26,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,286,000 | 4,918,000 | 7,123,000 | 9,247,000 |
| Interest expense | 485,000 | 885,000 | 1,274,000 | 1,665,000 |
| Net interest income | 1,801,000 | 4,033,000 | 5,849,000 | 7,582,000 |
| Noninterest income | 154,000 | 481,000 | 643,000 | 841,000 |
| Noninterest expense | 1,695,000 | 3,255,000 | 4,967,000 | 6,617,000 |
| Provision for loan losses | 75,000 | 350,000 | 425,000 | 537,000 |
| Pretax income | 185,000 | 909,000 | 1,100,000 | 1,269,000 |
| Income tax | 37,000 | 231,000 | 256,000 | 276,000 |
| Net income | 148,000 | 678,000 | 844,000 | 993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,243,000 | 25,785,000 | 25,961,000 | 26,019,000 |
| Total capital | 27,113,000 | 27,612,000 | 27,791,000 | 27,985,000 |
| Risk-weighted assets | 149,054,000 | 145,429,000 | 145,555,000 | 156,468,000 |