Call reports 2019
LAKESIDE BANK — 2019
What LAKESIDE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 195,596,000 | 204,686,000 | 210,784,000 | 216,052,000 |
| Total loans | 135,025,000 | 135,401,000 | 143,771,000 | 147,739,000 |
| Allowance for loan losses | 2,006,000 | 2,077,000 | 2,065,000 | 2,190,000 |
| Securities available for sale | 31,289,000 | 31,457,000 | 34,440,000 | 28,222,000 |
| Securities held to maturity | 6,620,000 | 6,587,000 | 4,555,000 | 3,514,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,331,000 | 178,937,000 | 184,463,000 | 189,596,000 |
| Interest-bearing deposits | 157,935,000 | 164,611,000 | 170,398,000 | 175,851,000 |
| Noninterest-bearing deposits | 12,396,000 | 14,326,000 | 14,065,000 | 13,745,000 |
| Equity capital | 24,472,000 | 24,931,000 | 25,219,000 | 25,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,079,000 | 4,267,000 | 6,578,000 | 8,920,000 |
| Interest expense | 342,000 | 770,000 | 1,259,000 | 1,750,000 |
| Net interest income | 1,737,000 | 3,497,000 | 5,319,000 | 7,170,000 |
| Noninterest income | 178,000 | 398,000 | 608,000 | 822,000 |
| Noninterest expense | 1,722,000 | 3,273,000 | 4,960,000 | 6,381,000 |
| Provision for loan losses | 50,000 | 120,000 | 165,000 | 308,000 |
| Pretax income | 143,000 | 502,000 | 802,000 | 1,303,000 |
| Income tax | 29,000 | 105,000 | 166,000 | 216,000 |
| Net income | 114,000 | 397,000 | 636,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,467,000 | 24,773,000 | 25,041,000 | 25,310,000 |
| Total capital | 26,186,000 | 26,516,000 | 26,881,000 | 27,207,000 |
| Risk-weighted assets | 137,091,000 | 139,066,000 | 146,768,000 | 151,384,000 |