Call reports 2018
LAKESIDE BANK — 2018
What LAKESIDE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 173,306,000 | 172,693,000 | 180,148,000 | 198,878,000 |
| Total loans | 115,900,000 | 121,605,000 | 132,609,000 | 136,273,000 |
| Allowance for loan losses | 1,795,000 | 1,862,000 | 1,927,000 | 1,966,000 |
| Securities available for sale | 33,226,000 | 33,029,000 | 32,268,000 | 31,529,000 |
| Securities held to maturity | 6,811,000 | 6,749,000 | 6,687,000 | 6,655,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,760,000 | 148,915,000 | 154,236,000 | 174,329,000 |
| Interest-bearing deposits | 136,951,000 | 136,934,000 | 142,508,000 | 162,689,000 |
| Noninterest-bearing deposits | 12,809,000 | 11,981,000 | 11,728,000 | 11,640,000 |
| Equity capital | 23,088,000 | 23,282,000 | 23,408,000 | 24,023,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,780,000 | 3,640,000 | 5,621,000 | 7,690,000 |
| Interest expense | 150,000 | 351,000 | 604,000 | 886,000 |
| Net interest income | 1,630,000 | 3,289,000 | 5,017,000 | 6,804,000 |
| Noninterest income | 79,000 | 199,000 | 354,000 | 511,000 |
| Noninterest expense | 1,379,000 | 2,813,000 | 4,325,000 | 5,826,000 |
| Provision for loan losses | 90,000 | 165,000 | 232,000 | 300,000 |
| Pretax income | 240,000 | 510,000 | 814,000 | 1,189,000 |
| Income tax | 51,000 | 107,000 | 169,000 | 250,000 |
| Net income | 189,000 | 403,000 | 645,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,572,000 | 23,768,000 | 24,022,000 | 24,323,000 |
| Total capital | 25,160,000 | 25,413,000 | 25,782,000 | 26,085,000 |
| Risk-weighted assets | 126,783,000 | 131,385,000 | 140,416,000 | 140,608,000 |