Call reports 2017
LAKESIDE BANK — 2017
What LAKESIDE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 178,975,000 | 170,756,000 | 176,078,000 | 180,506,000 |
| Total loans | 106,546,000 | 112,897,000 | 118,525,000 | 115,659,000 |
| Allowance for loan losses | 1,511,000 | 1,549,000 | 1,591,000 | 1,709,000 |
| Securities available for sale | 38,885,000 | 37,872,000 | 35,258,000 | 34,089,000 |
| Securities held to maturity | 9,050,000 | 9,982,000 | 6,926,000 | 6,861,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,875,000 | 147,139,000 | 152,079,000 | 156,918,000 |
| Interest-bearing deposits | 145,418,000 | 136,531,000 | 140,128,000 | 145,157,000 |
| Noninterest-bearing deposits | 10,456,000 | 10,608,000 | 11,951,000 | 11,761,000 |
| Equity capital | 22,589,000 | 23,130,000 | 23,396,000 | 23,253,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,620,000 | 3,366,000 | 5,150,000 | 6,922,000 |
| Interest expense | 161,000 | 314,000 | 465,000 | 619,000 |
| Net interest income | 1,459,000 | 3,052,000 | 4,685,000 | 6,303,000 |
| Noninterest income | 73,000 | 150,000 | 208,000 | 245,000 |
| Noninterest expense | 1,154,000 | 2,194,000 | 3,363,000 | 4,438,000 |
| Provision for loan losses | 65,000 | 133,000 | 200,000 | 313,000 |
| Pretax income | 313,000 | 875,000 | 1,330,000 | 1,797,000 |
| Income tax | 119,000 | 330,000 | 507,000 | 780,000 |
| Net income | 194,000 | 545,000 | 823,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,560,000 | 23,025,000 | 23,289,000 | 23,533,000 |
| Total capital | 23,102,000 | 24,607,000 | 24,921,000 | 25,109,000 |
| Risk-weighted assets | 123,082,000 | 126,509,000 | 130,582,000 | 125,674,000 |