Call reports 2016
LAKESIDE BANK — 2016
What LAKESIDE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 155,869,000 | 166,437,000 | 166,877,000 | 181,391,000 |
| Total loans | 93,968,000 | 95,610,000 | 98,077,000 | 103,284,000 |
| Allowance for loan losses | 1,278,000 | 1,339,000 | 1,390,000 | 1,446,000 |
| Securities available for sale | 27,037,000 | 36,928,000 | 40,888,000 | 38,948,000 |
| Securities held to maturity | 8,226,000 | 5,153,000 | 3,543,000 | 5,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,167,000 | 143,515,000 | 143,660,000 | 158,752,000 |
| Interest-bearing deposits | 123,994,000 | 133,514,000 | 133,390,000 | 149,147,000 |
| Noninterest-bearing deposits | 9,173,000 | 10,001,000 | 10,269,000 | 9,605,000 |
| Equity capital | 22,197,000 | 22,420,000 | 22,620,000 | 22,213,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 2,907,000 | 4,452,000 | 6,041,000 |
| Interest expense | 143,000 | 295,000 | 449,000 | 608,000 |
| Net interest income | 1,314,000 | 2,612,000 | 4,003,000 | 5,433,000 |
| Noninterest income | 65,000 | 138,000 | 211,000 | 291,000 |
| Noninterest expense | 1,079,000 | 2,074,000 | 3,140,000 | 4,118,000 |
| Provision for loan losses | 52,000 | 112,000 | 164,000 | 224,000 |
| Pretax income | 248,000 | 564,000 | 910,000 | 1,382,000 |
| Income tax | 93,000 | 213,000 | 344,000 | 522,000 |
| Net income | 155,000 | 351,000 | 566,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,759,000 | 22,089,000 | 22,121,000 | 22,083,000 |
| Total capital | 23,085,000 | 23,478,000 | 23,564,000 | 23,555,000 |
| Risk-weighted assets | 106,097,000 | 111,586,000 | 115,342,000 | 117,415,000 |