Call reports 2015
LAKESIDE BANK — 2015
What LAKESIDE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 137,609,000 | 146,190,000 | 147,086,000 | 155,271,000 |
| Total loans | 83,218,000 | 87,782,000 | 86,289,000 | 89,940,000 |
| Allowance for loan losses | 1,056,000 | 1,116,000 | 1,176,000 | 1,227,000 |
| Securities available for sale | 19,391,000 | 28,791,000 | 31,478,000 | 36,452,000 |
| Securities held to maturity | 6,250,000 | 5,000,000 | 3,000,000 | 5,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,538,000 | 124,153,000 | 124,693,000 | 132,853,000 |
| Interest-bearing deposits | 107,423,000 | 116,941,000 | 116,388,000 | 122,205,000 |
| Noninterest-bearing deposits | 6,114,000 | 7,212,000 | 8,305,000 | 10,648,000 |
| Equity capital | 21,661,000 | 21,636,000 | 21,872,000 | 21,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,221,000 | 2,509,000 | 3,887,000 | 5,286,000 |
| Interest expense | 131,000 | 271,000 | 416,000 | 561,000 |
| Net interest income | 1,090,000 | 2,238,000 | 3,471,000 | 4,725,000 |
| Noninterest income | 58,000 | 120,000 | 188,000 | 252,000 |
| Noninterest expense | 941,000 | 1,955,000 | 2,891,000 | 3,876,000 |
| Provision for loan losses | 53,000 | 113,000 | 173,000 | 227,000 |
| Pretax income | 154,000 | 290,000 | 595,000 | 874,000 |
| Income tax | 59,000 | 110,000 | 225,000 | 286,000 |
| Net income | 95,000 | 180,000 | 370,000 | 588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,997,000 | 21,059,000 | 21,388,000 | 21,549,000 |
| Total capital | 22,089,000 | 22,211,000 | 22,598,000 | 22,818,000 |
| Risk-weighted assets | 97,190,000 | 94,630,000 | 98,255,000 | 106,545,000 |