Call reports 2014
LAKESIDE BANK — 2014
What LAKESIDE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 127,860,000 | 123,461,000 | 126,891,000 | 139,620,000 |
| Total loans | 73,420,000 | 76,653,000 | 82,338,000 | 79,963,000 |
| Allowance for loan losses | 834,000 | 889,000 | 944,000 | 1,003,000 |
| Securities available for sale | 22,233,000 | 21,151,000 | 18,499,000 | 16,698,000 |
| Securities held to maturity | 0 | 3,500,000 | 5,750,000 | 6,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,922,000 | 100,142,000 | 103,291,000 | 115,860,000 |
| Interest-bearing deposits | 99,499,000 | 94,350,000 | 97,800,000 | 110,145,000 |
| Noninterest-bearing deposits | 5,423,000 | 5,792,000 | 5,491,000 | 5,715,000 |
| Equity capital | 20,578,000 | 20,939,000 | 21,125,000 | 21,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,247,000 | 3,479,000 | 4,721,000 |
| Interest expense | 144,000 | 282,000 | 407,000 | 536,000 |
| Net interest income | 947,000 | 1,965,000 | 3,072,000 | 4,185,000 |
| Noninterest income | 45,000 | 97,000 | 152,000 | 209,000 |
| Noninterest expense | 769,000 | 1,586,000 | 2,439,000 | 3,378,000 |
| Provision for loan losses | 75,000 | 135,000 | 195,000 | 255,000 |
| Pretax income | 148,000 | 341,000 | 590,000 | 761,000 |
| Income tax | 61,000 | 142,000 | 235,000 | 304,000 |
| Net income | 87,000 | 199,000 | 355,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,776,000 | 20,136,000 | 20,422,000 | 20,812,000 |
| Total capital | 20,638,000 | 21,053,000 | 21,394,000 | 21,843,000 |
| Risk-weighted assets | 80,041,000 | 84,242,000 | 89,114,000 | 86,475,000 |