Call reports 2013
LAKESIDE BANK — 2013
What LAKESIDE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 107,796,000 | 107,589,000 | 119,977,000 | 122,859,000 |
| Total loans | 61,933,000 | 64,690,000 | 68,101,000 | 71,264,000 |
| Allowance for loan losses | 527,000 | 595,000 | 668,000 | 760,000 |
| Securities available for sale | 13,682,000 | 15,000,000 | 15,649,000 | 21,744,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,819,000 | 88,470,000 | 99,479,000 | 100,971,000 |
| Interest-bearing deposits | 86,684,000 | 83,666,000 | 93,590,000 | 96,312,000 |
| Noninterest-bearing deposits | 3,135,000 | 4,804,000 | 5,889,000 | 4,659,000 |
| Equity capital | 15,691,000 | 16,864,000 | 18,151,000 | 19,653,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 911,000 | 1,856,000 | 2,844,000 | 3,910,000 |
| Interest expense | 138,000 | 273,000 | 412,000 | 559,000 |
| Net interest income | 773,000 | 1,583,000 | 2,432,000 | 3,351,000 |
| Noninterest income | 36,000 | 75,000 | 111,000 | 152,000 |
| Noninterest expense | 632,000 | 1,325,000 | 1,999,000 | 2,732,000 |
| Provision for loan losses | 81,000 | 151,000 | 224,000 | 314,000 |
| Pretax income | 96,000 | 182,000 | 320,000 | 457,000 |
| Income tax | 33,000 | 63,000 | 109,000 | 181,000 |
| Net income | 63,000 | 119,000 | 211,000 | 276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,575,000 | 15,895,000 | 17,192,000 | 18,800,000 |
| Total capital | 15,123,000 | 16,510,000 | 17,887,000 | 19,587,000 |
| Risk-weighted assets | 65,461,000 | 68,710,000 | 73,254,000 | 78,336,000 |