Call reports 2012
LAKESIDE BANK — 2012
What LAKESIDE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 71,482,000 | 86,831,000 | 91,697,000 | 107,598,000 |
| Total loans | 37,349,000 | 45,914,000 | 58,649,000 | 62,792,000 |
| Allowance for loan losses | 306,000 | 344,000 | 403,000 | 447,000 |
| Securities available for sale | 12,863,000 | 12,209,000 | 11,931,000 | 16,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,166,000 | 73,583,000 | 78,312,000 | 94,120,000 |
| Interest-bearing deposits | 58,417,000 | 70,715,000 | 74,911,000 | 91,946,000 |
| Noninterest-bearing deposits | 1,749,000 | 2,868,000 | 3,401,000 | 2,174,000 |
| Equity capital | 11,121,000 | 11,073,000 | 11,165,000 | 11,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,237,000 | 2,037,000 | 2,979,000 |
| Interest expense | 135,000 | 262,000 | 398,000 | 534,000 |
| Net interest income | 436,000 | 975,000 | 1,639,000 | 2,445,000 |
| Noninterest income | 11,000 | 34,000 | 57,000 | 83,000 |
| Noninterest expense | 588,000 | 1,310,000 | 1,874,000 | 2,447,000 |
| Provision for loan losses | 60,000 | 109,000 | 169,000 | 244,000 |
| Pretax income | -201,000 | -410,000 | -347,000 | -163,000 |
| Income tax | -68,000 | -140,000 | -118,000 | -53,000 |
| Net income | -133,000 | -270,000 | -229,000 | -110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,981,000 | 9,816,000 | 9,900,000 | 10,031,000 |
| Total capital | 10,287,000 | 10,170,000 | 10,314,000 | 10,489,000 |
| Risk-weighted assets | 39,866,000 | 48,949,000 | 61,363,000 | 66,921,000 |