Call reports 2011
LAKESIDE BANK — 2011
What LAKESIDE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 29,483,000 | 45,187,000 | 58,620,000 | 62,082,000 |
| Total loans | 5,746,000 | 9,001,000 | 17,234,000 | 27,000,000 |
| Allowance for loan losses | 58,000 | 94,000 | 194,000 | 246,000 |
| Securities available for sale | 9,603,000 | 13,638,000 | 13,538,000 | 13,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,947,000 | 33,659,000 | 47,031,000 | 50,741,000 |
| Interest-bearing deposits | 16,996,000 | 32,469,000 | 44,930,000 | 49,638,000 |
| Noninterest-bearing deposits | 951,000 | 1,190,000 | 2,101,000 | 1,103,000 |
| Equity capital | 11,472,000 | 11,428,000 | 11,417,000 | 11,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 116,000 | 315,000 | 611,000 | 1,012,000 |
| Interest expense | 28,000 | 101,000 | 217,000 | 358,000 |
| Net interest income | 88,000 | 214,000 | 394,000 | 654,000 |
| Noninterest income | 3,000 | 7,000 | 11,000 | 22,000 |
| Noninterest expense | 308,000 | 657,000 | 1,093,000 | 1,569,000 |
| Provision for loan losses | 24,000 | 60,000 | 160,000 | 212,000 |
| Pretax income | -241,000 | -496,000 | -848,000 | -1,105,000 |
| Income tax | -82,000 | -169,000 | -288,000 | -378,000 |
| Net income | -159,000 | -327,000 | -560,000 | -727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,567,000 | 11,398,000 | 10,424,000 | 10,148,000 |
| Total capital | 11,625,000 | 11,492,000 | 10,618,000 | 10,394,000 |
| Risk-weighted assets | 9,002,000 | 16,704,000 | 24,047,000 | 29,563,000 |