Call reports 2010
LAKESIDE BANK — 2010
What LAKESIDE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q3 | 2010Q4 |
|---|---|---|
| Total assets | 14,796,000 | 19,241,000 |
| Total loans | 1,439,000 | 3,340,000 |
| Allowance for loan losses | 15,000 | 34,000 |
| Securities available for sale | 2,004,000 | 5,790,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 3,381,000 | 7,590,000 |
| Interest-bearing deposits | 2,904,000 | 6,870,000 |
| Noninterest-bearing deposits | 477,000 | 720,000 |
| Equity capital | 11,396,000 | 11,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q3 | 2010Q4 |
|---|---|---|
| Interest income | 36,000 | 97,000 |
| Interest expense | 1,000 | 6,000 |
| Net interest income | 35,000 | 91,000 |
| Noninterest income | 1,000 | 7,000 |
| Noninterest expense | 1,023,000 | 1,005,000 |
| Provision for loan losses | 15,000 | 34,000 |
| Pretax income | -1,002,000 | -941,000 |
| Income tax | 0 | -320,000 |
| Net income | -1,002,000 | -621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q3 | 2010Q4 |
|---|---|---|
| Tier 1 capital | 11,406,000 | 11,724,000 |
| Total capital | 11,421,000 | 11,758,000 |
| Risk-weighted assets | 4,735,000 | 7,646,000 |