Call reports 2025
HOPETON STATE BANK, THE — 2025
What HOPETON STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 26,543,000 | 30,517,000 | 31,536,000 | 31,601,000 |
| Total loans | 13,931,000 | 13,187,000 | 12,646,000 | 13,726,000 |
| Allowance for loan losses | 105,000 | 105,000 | 105,000 | 105,000 |
| Securities available for sale | 7,510,000 | 6,938,000 | 5,901,000 | 3,458,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,448,000 | 24,608,000 | 25,391,000 | 25,468,000 |
| Interest-bearing deposits | 19,008,000 | 18,977,000 | 19,001,000 | 19,298,000 |
| Noninterest-bearing deposits | 5,440,000 | 5,631,000 | 6,390,000 | 6,170,000 |
| Equity capital | 2,050,000 | 5,862,000 | 6,035,000 | 6,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 323,000 | 38,000 | 451,000 | 816,000 |
| Interest expense | 126,000 | 11,000 | 140,000 | 265,000 |
| Net interest income | 197,000 | 27,000 | 311,000 | 551,000 |
| Noninterest income | 11,000 | 1,000 | 11,000 | 21,000 |
| Noninterest expense | 235,000 | 77,000 | 401,000 | 768,000 |
| Provision for loan losses | 0 | 105,000 | 105,000 | 0 |
| Pretax income | -27,000 | -154,000 | -162,000 | 83,000 |
| Income tax | 1,000 | -36,000 | -36,000 | -5,000 |
| Net income | -28,000 | -118,000 | -126,000 | 88,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,810,000 | 3,054,000 | 3,061,000 | 3,290,000 |