Call reports 2024
HOPETON STATE BANK, THE — 2024
What HOPETON STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 26,417,000 | 26,061,000 | 27,568,000 | 26,365,000 |
| Total loans | 14,920,000 | 13,866,000 | 13,893,000 | 13,636,000 |
| Allowance for loan losses | 220,000 | 220,000 | 111,000 | 111,000 |
| Securities available for sale | 8,064,000 | 7,989,000 | 7,253,000 | 7,100,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,170,000 | 23,791,000 | 25,173,000 | 24,080,000 |
| Interest-bearing deposits | 18,105,000 | 18,160,000 | 18,968,000 | 18,652,000 |
| Noninterest-bearing deposits | 6,065,000 | 5,631,000 | 6,205,000 | 5,428,000 |
| Equity capital | 2,196,000 | 2,219,000 | 2,339,000 | 2,231,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 708,000 | 1,032,000 | 1,374,000 |
| Interest expense | 122,000 | 248,000 | 378,000 | 511,000 |
| Net interest income | 163,000 | 460,000 | 654,000 | 863,000 |
| Noninterest income | 13,000 | 29,000 | 42,000 | 55,000 |
| Noninterest expense | 261,000 | 493,000 | 699,000 | 920,000 |
| Provision for loan losses | 0 | 0 | -109,000 | -109,000 |
| Pretax income | -85,000 | -52,000 | -51,000 | -50,000 |
| Income tax | 1,000 | -14,000 | -28,000 | -27,000 |
| Net income | -86,000 | -38,000 | -23,000 | -23,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,776,000 | 2,823,000 | 2,838,000 | 2,839,000 |
| Total capital | 2,996,000 | 3,043,000 | — | — |
| Risk-weighted assets | 20,509,000 | 19,893,000 | — | — |