Call reports 2023
HOPETON STATE BANK, THE — 2023
What HOPETON STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 25,804,000 | 25,595,000 | 25,441,000 | 25,157,000 |
| Total loans | 15,320,000 | 15,637,000 | 15,186,000 | 15,145,000 |
| Allowance for loan losses | 209,000 | 208,000 | 206,000 | 220,000 |
| Securities available for sale | 7,970,000 | 7,913,000 | 7,412,000 | 7,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,579,000 | 23,421,000 | 23,631,000 | 22,940,000 |
| Interest-bearing deposits | 17,910,000 | 18,024,000 | 17,870,000 | 17,189,000 |
| Noninterest-bearing deposits | 5,669,000 | 5,397,000 | 5,761,000 | 5,751,000 |
| Equity capital | 2,202,000 | 2,133,000 | 1,763,000 | 2,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 522,000 | 814,000 | 1,113,000 |
| Interest expense | 54,000 | 149,000 | 259,000 | 376,000 |
| Net interest income | 216,000 | 373,000 | 555,000 | 737,000 |
| Noninterest income | 20,000 | 40,000 | 57,000 | 73,000 |
| Noninterest expense | 241,000 | 472,000 | 679,000 | 922,000 |
| Provision for loan losses | 0 | 0 | 0 | 14,000 |
| Pretax income | 22,000 | -32,000 | -40,000 | -99,000 |
| Income tax | 1,000 | 2,000 | 3,000 | -57,000 |
| Net income | 21,000 | -34,000 | -43,000 | -42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,924,000 | 2,870,000 | 2,860,000 | 2,861,000 |
| Total capital | 3,133,000 | 3,078,000 | 3,066,000 | 3,081,000 |
| Risk-weighted assets | 20,921,000 | 21,565,000 | 20,863,000 | 21,237,000 |