Call reports 2022
HOPETON STATE BANK, THE — 2022
What HOPETON STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 25,649,000 | 26,065,000 | 27,416,000 | 26,183,000 |
| Total loans | 15,602,000 | 14,803,000 | 15,546,000 | 14,978,000 |
| Allowance for loan losses | 209,000 | 209,000 | 209,000 | 209,000 |
| Securities available for sale | 6,808,000 | 8,137,000 | 9,047,000 | 9,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,952,000 | 23,686,000 | 25,130,000 | 23,934,000 |
| Interest-bearing deposits | 17,583,000 | 18,010,000 | 19,088,000 | 17,988,000 |
| Noninterest-bearing deposits | 5,369,000 | 5,676,000 | 6,042,000 | 5,946,000 |
| Equity capital | 2,689,000 | 2,371,000 | 2,277,000 | 2,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 228,000 | 467,000 | 727,000 | 1,012,000 |
| Interest expense | 23,000 | 47,000 | 69,000 | 103,000 |
| Net interest income | 205,000 | 420,000 | 658,000 | 909,000 |
| Noninterest income | 20,000 | 40,000 | 59,000 | 76,000 |
| Noninterest expense | 234,000 | 457,000 | 689,000 | 957,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -9,000 | 3,000 | 33,000 | 33,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | -10,000 | 1,000 | 30,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,864,000 | 2,875,000 | 2,904,000 | 2,903,000 |
| Total capital | 3,073,000 | 3,084,000 | 3,113,000 | 3,112,000 |
| Risk-weighted assets | 20,000,000 | 20,056,000 | 21,423,000 | 21,119,000 |