Call reports 2021
HOPETON STATE BANK, THE — 2021
What HOPETON STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 27,591,000 | 27,936,000 | 27,631,000 | 25,483,000 |
| Total loans | 16,621,000 | 17,251,000 | 16,167,000 | 15,170,000 |
| Allowance for loan losses | 206,000 | 206,000 | 203,000 | 204,000 |
| Securities available for sale | 7,189,000 | 7,121,000 | 6,958,000 | 5,889,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,512,000 | 24,743,000 | 24,417,000 | 22,543,000 |
| Interest-bearing deposits | 18,893,000 | 19,124,000 | 18,954,000 | 16,717,000 |
| Noninterest-bearing deposits | 5,619,000 | 5,619,000 | 5,463,000 | 5,826,000 |
| Equity capital | 3,070,000 | 3,183,000 | 3,203,000 | 2,929,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 270,000 | 548,000 | 822,000 | 1,061,000 |
| Interest expense | 33,000 | 63,000 | 95,000 | 121,000 |
| Net interest income | 237,000 | 485,000 | 727,000 | 940,000 |
| Noninterest income | 18,000 | 37,000 | 56,000 | 75,000 |
| Noninterest expense | 236,000 | 461,000 | 695,000 | 958,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 62,000 | 89,000 | 158,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 6,000 |
| Net income | 18,000 | 60,000 | 85,000 | 152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,702,000 | 2,923,000 | 2,949,000 | 2,865,000 |
| Total capital | 2,908,000 | 3,129,000 | 3,152,000 | 3,069,000 |
| Risk-weighted assets | 20,813,000 | 21,959,000 | 20,382,000 | 19,113,000 |