Call reports 2020
HOPETON STATE BANK, THE — 2020
What HOPETON STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 26,055,000 | 26,656,000 | 26,105,000 | 26,700,000 |
| Total loans | 13,318,000 | 13,807,000 | 13,983,000 | 16,560,000 |
| Allowance for loan losses | 88,000 | 89,000 | 90,000 | 205,000 |
| Securities available for sale | 9,772,000 | 9,950,000 | 9,318,000 | 7,305,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,088,000 | 23,370,000 | 22,772,000 | 23,592,000 |
| Interest-bearing deposits | 18,302,000 | 18,245,000 | 18,018,000 | 18,349,000 |
| Noninterest-bearing deposits | 4,786,000 | 5,125,000 | 4,754,000 | 5,243,000 |
| Equity capital | 2,951,000 | 3,270,000 | 3,316,000 | 3,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 527,000 | 801,000 | 1,076,000 |
| Interest expense | 48,000 | 97,000 | 142,000 | 179,000 |
| Net interest income | 208,000 | 430,000 | 659,000 | 897,000 |
| Noninterest income | 27,000 | 47,000 | 69,000 | 89,000 |
| Noninterest expense | 233,000 | 490,000 | 717,000 | 985,000 |
| Provision for loan losses | 0 | 0 | 0 | 115,000 |
| Pretax income | 114,000 | 104,000 | 127,000 | 197,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 113,000 | 102,000 | 124,000 | 193,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,727,000 | 2,948,000 | 2,970,000 | 2,864,000 |
| Total capital | 2,815,000 | 3,037,000 | 3,060,000 | 3,069,000 |
| Risk-weighted assets | 19,133,000 | 19,631,000 | 19,497,000 | 20,785,000 |