Call reports 2019
HOPETON STATE BANK, THE — 2019
What HOPETON STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 27,382,000 | 26,682,000 | 26,105,000 | 25,933,000 |
| Total loans | 10,495,000 | 10,605,000 | 10,876,000 | 10,458,000 |
| Allowance for loan losses | 84,000 | 85,000 | 86,000 | 87,000 |
| Securities available for sale | 13,576,000 | 13,235,000 | 12,802,000 | 10,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,401,000 | 23,498,000 | 22,845,000 | 22,685,000 |
| Interest-bearing deposits | 18,557,000 | 18,627,000 | 17,951,000 | 17,666,000 |
| Noninterest-bearing deposits | 5,844,000 | 4,871,000 | 4,894,000 | 5,019,000 |
| Equity capital | 2,966,000 | 3,166,000 | 3,239,000 | 3,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 254,000 | 514,000 | 776,000 | 1,035,000 |
| Interest expense | 44,000 | 90,000 | 139,000 | 189,000 |
| Net interest income | 210,000 | 424,000 | 637,000 | 846,000 |
| Noninterest income | 24,000 | 54,000 | 83,000 | 107,000 |
| Noninterest expense | 228,000 | 465,000 | 697,000 | 961,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,000 | 14,000 | 24,000 | 118,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 4,000 |
| Net income | 5,000 | 12,000 | 21,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,604,000 | 2,663,000 | 2,688,000 | 2,717,000 |
| Total capital | 2,688,000 | 2,748,000 | 2,774,000 | 2,804,000 |
| Risk-weighted assets | 18,034,000 | 17,619,000 | 17,761,000 | 16,839,000 |