Call reports 2018
HOPETON STATE BANK, THE — 2018
What HOPETON STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 27,243,000 | 27,148,000 | 27,403,000 | 27,596,000 |
| Total loans | 10,657,000 | 10,723,000 | 10,866,000 | 11,120,000 |
| Allowance for loan losses | 98,000 | 99,000 | 95,000 | 97,000 |
| Securities available for sale | 14,357,000 | 12,990,000 | 12,288,000 | 13,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,412,000 | 24,315,000 | 24,642,000 | 24,812,000 |
| Interest-bearing deposits | 17,982,000 | 17,984,000 | 19,161,000 | 19,038,000 |
| Noninterest-bearing deposits | 6,430,000 | 6,331,000 | 5,481,000 | 5,774,000 |
| Equity capital | 2,821,000 | 2,822,000 | 2,747,000 | 2,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 256,000 | 509,000 | 770,000 | 1,037,000 |
| Interest expense | 32,000 | 65,000 | 100,000 | 141,000 |
| Net interest income | 224,000 | 444,000 | 670,000 | 896,000 |
| Noninterest income | 24,000 | 58,000 | 110,000 | 135,000 |
| Noninterest expense | 233,000 | 459,000 | 684,000 | 947,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 57,000 | 109,000 | 97,000 |
| Income tax | 1,000 | 2,000 | 27,000 | 26,000 |
| Net income | 14,000 | 55,000 | 82,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,532,000 | 2,564,000 | 2,588,000 | 2,548,000 |
| Total capital | 2,630,000 | 2,663,000 | 2,683,000 | 2,645,000 |
| Risk-weighted assets | 17,813,000 | 17,822,000 | 17,895,000 | 18,486,000 |