Call reports 2016
HOPETON STATE BANK, THE — 2016
What HOPETON STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 26,002,000 | 25,607,000 | 26,920,000 | 26,891,000 |
| Total loans | 9,448,000 | 9,775,000 | 10,195,000 | 10,602,000 |
| Allowance for loan losses | 105,000 | 107,000 | 106,000 | 107,000 |
| Securities available for sale | 13,230,000 | 12,602,000 | 12,643,000 | 13,738,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,658,000 | 22,193,000 | 23,560,000 | 23,935,000 |
| Interest-bearing deposits | 17,261,000 | 17,032,000 | 17,312,000 | 16,680,000 |
| Noninterest-bearing deposits | 5,397,000 | 5,161,000 | 6,248,000 | 7,255,000 |
| Equity capital | 3,128,000 | 3,197,000 | 3,165,000 | 2,947,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 237,000 | 468,000 | 709,000 | 947,000 |
| Interest expense | 22,000 | 43,000 | 68,000 | 89,000 |
| Net interest income | 215,000 | 425,000 | 641,000 | 858,000 |
| Noninterest income | 16,000 | 36,000 | 65,000 | 95,000 |
| Noninterest expense | 226,000 | 446,000 | 679,000 | 934,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 22,000 | 104,000 | 116,000 | 108,000 |
| Income tax | -8,000 | 5,000 | 6,000 | -14,000 |
| Net income | 30,000 | 99,000 | 110,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,721,000 | 2,791,000 | 2,802,000 | 2,622,000 |
| Total capital | 2,826,000 | 2,898,000 | 2,908,000 | 2,729,000 |
| Risk-weighted assets | 14,870,000 | 16,392,000 | 16,994,000 | 17,458,000 |