Call reports 2015
HOPETON STATE BANK, THE — 2015
What HOPETON STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 31,328,000 | 28,846,000 | 27,913,000 | 25,696,000 |
| Total loans | 8,833,000 | 8,347,000 | 9,226,000 | 8,964,000 |
| Allowance for loan losses | 129,000 | 129,000 | 129,000 | 103,000 |
| Securities available for sale | 19,475,000 | 17,229,000 | 14,285,000 | 14,160,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,470,000 | 23,147,000 | 22,152,000 | 22,439,000 |
| Interest-bearing deposits | 18,299,000 | 17,480,000 | 16,603,000 | 16,840,000 |
| Noninterest-bearing deposits | 7,171,000 | 5,667,000 | 5,549,000 | 5,599,000 |
| Equity capital | 5,589,000 | 5,498,000 | 5,554,000 | 3,060,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 244,000 | 471,000 | 698,000 | 939,000 |
| Interest expense | 20,000 | 40,000 | 60,000 | 82,000 |
| Net interest income | 224,000 | 431,000 | 638,000 | 857,000 |
| Noninterest income | 16,000 | 36,000 | 58,000 | 78,000 |
| Noninterest expense | 221,000 | 481,000 | 701,000 | 952,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 65,000 | 106,000 | 114,000 |
| Income tax | -9,000 | -13,000 | -15,000 | -35,000 |
| Net income | 38,000 | 78,000 | 121,000 | 149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,080,000 | 5,121,000 | 5,164,000 | 2,691,000 |
| Total capital | 5,209,000 | 5,250,000 | 5,293,000 | 2,794,000 |
| Risk-weighted assets | 15,986,000 | 15,034,000 | 15,260,000 | 14,778,000 |