Call reports 2014
HOPETON STATE BANK, THE — 2014
What HOPETON STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 26,691,000 | 29,623,000 | 29,178,000 | 30,632,000 |
| Total loans | 7,145,000 | 7,069,000 | 7,045,000 | 8,513,000 |
| Allowance for loan losses | 165,000 | 174,000 | 185,000 | 122,000 |
| Securities available for sale | 16,550,000 | 18,189,000 | 18,797,000 | 19,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,256,000 | 24,111,000 | 23,494,000 | 24,916,000 |
| Interest-bearing deposits | 17,015,000 | 18,159,000 | 17,647,000 | 18,245,000 |
| Noninterest-bearing deposits | 4,241,000 | 5,952,000 | 5,847,000 | 6,671,000 |
| Equity capital | 5,284,000 | 5,339,000 | 5,469,000 | 5,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 226,000 | 455,000 | 687,000 | 926,000 |
| Interest expense | 18,000 | 37,000 | 55,000 | 75,000 |
| Net interest income | 208,000 | 418,000 | 632,000 | 851,000 |
| Noninterest income | 18,000 | 35,000 | 58,000 | 76,000 |
| Noninterest expense | 196,000 | 416,000 | 604,000 | 833,000 |
| Provision for loan losses | 0 | 0 | 0 | -75,000 |
| Pretax income | 61,000 | 46,000 | 95,000 | 178,000 |
| Income tax | -1,000 | -29,000 | -30,000 | 0 |
| Net income | 62,000 | 75,000 | 125,000 | 203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,001,000 | 5,015,000 | 5,064,000 | 5,043,000 |
| Total capital | 5,166,000 | 5,189,000 | 5,231,000 | 5,165,000 |
| Risk-weighted assets | 13,751,000 | 14,400,000 | 13,368,000 | 15,406,000 |