Call reports 2013
HOPETON STATE BANK, THE — 2013
What HOPETON STATE BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 25,808,000 | 24,161,000 | 25,052,000 | 25,151,000 |
| Total loans | 5,740,000 | 5,863,000 | 6,485,000 | 6,682,000 |
| Allowance for loan losses | 168,000 | 179,000 | 191,000 | 153,000 |
| Securities available for sale | 18,350,000 | 16,885,000 | 16,462,000 | 16,557,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,026,000 | 18,786,000 | 19,704,000 | 19,898,000 |
| Interest-bearing deposits | 16,490,000 | 15,560,000 | 15,985,000 | 16,467,000 |
| Noninterest-bearing deposits | 3,536,000 | 3,226,000 | 3,719,000 | 3,431,000 |
| Equity capital | 5,480,000 | 5,240,000 | 5,238,000 | 5,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 219,000 | 442,000 | 663,000 | 892,000 |
| Interest expense | 18,000 | 37,000 | 54,000 | 73,000 |
| Net interest income | 201,000 | 405,000 | 609,000 | 819,000 |
| Noninterest income | 19,000 | 37,000 | 54,000 | 70,000 |
| Noninterest expense | 197,000 | 406,000 | 592,000 | 813,000 |
| Provision for loan losses | 0 | 0 | 0 | -50,000 |
| Pretax income | 23,000 | 113,000 | 151,000 | 207,000 |
| Income tax | -16,000 | -8,000 | -15,000 | -15,000 |
| Net income | 39,000 | 121,000 | 166,000 | 222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,907,000 | 4,989,000 | 5,034,000 | 4,939,000 |
| Total capital | 5,018,000 | 5,103,000 | 5,149,000 | 5,092,000 |
| Risk-weighted assets | 8,839,000 | 9,029,000 | 9,087,000 | 13,475,000 |