Call reports 2012
HOPETON STATE BANK, THE — 2012
What HOPETON STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,221,000 | 25,212,000 | 24,412,000 | 25,053,000 |
| Total loans | 5,027,000 | 4,511,000 | 4,838,000 | 5,546,000 |
| Allowance for loan losses | 123,000 | 133,000 | 144,000 | 156,000 |
| Securities available for sale | 17,741,000 | 18,233,000 | 18,412,000 | 18,125,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,779,000 | 19,504,000 | 18,924,000 | 19,370,000 |
| Interest-bearing deposits | 16,394,000 | 15,913,000 | 15,665,000 | 16,020,000 |
| Noninterest-bearing deposits | 3,385,000 | 3,591,000 | 3,259,000 | 3,350,000 |
| Equity capital | 5,195,000 | 5,398,000 | 5,064,000 | 5,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 227,000 | 443,000 | 656,000 | 877,000 |
| Interest expense | 27,000 | 53,000 | 73,000 | 93,000 |
| Net interest income | 200,000 | 390,000 | 583,000 | 784,000 |
| Noninterest income | 18,000 | 36,000 | 58,000 | 76,000 |
| Noninterest expense | 198,000 | 393,000 | 583,000 | 804,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 44,000 | 141,000 | 166,000 | 164,000 |
| Income tax | 5,000 | 55,000 | 54,000 | 23,000 |
| Net income | 39,000 | 86,000 | 112,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,766,000 | 4,812,000 | 4,839,000 | 4,868,000 |
| Total capital | 4,869,000 | 4,910,000 | 4,939,000 | 4,978,000 |
| Risk-weighted assets | 8,187,000 | 7,822,000 | 7,919,000 | 8,789,000 |