Call reports 2011
HOPETON STATE BANK, THE — 2011
What HOPETON STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 22,502,000 | 23,331,000 | 23,727,000 | 24,307,000 |
| Total loans | 5,384,000 | 4,952,000 | 4,719,000 | 5,683,000 |
| Allowance for loan losses | 86,000 | 94,000 | 103,000 | 113,000 |
| Securities available for sale | 14,829,000 | 16,104,000 | 16,680,000 | 17,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,939,000 | 18,443,000 | 18,478,000 | 18,901,000 |
| Interest-bearing deposits | 14,924,000 | 15,253,000 | 15,250,000 | 15,344,000 |
| Noninterest-bearing deposits | 3,015,000 | 3,190,000 | 3,228,000 | 3,557,000 |
| Equity capital | 4,549,000 | 4,789,000 | 5,046,000 | 5,167,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 447,000 | 669,000 | 897,000 |
| Interest expense | 35,000 | 68,000 | 101,000 | 129,000 |
| Net interest income | 194,000 | 379,000 | 568,000 | 768,000 |
| Noninterest income | 19,000 | 40,000 | 60,000 | 79,000 |
| Noninterest expense | 196,000 | 397,000 | 584,000 | 794,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 33,000 | 38,000 | 54,000 | 63,000 |
| Income tax | -40,000 | -84,000 | -120,000 | -163,000 |
| Net income | 73,000 | 122,000 | 174,000 | 226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,574,000 | 4,623,000 | 4,675,000 | 4,726,000 |
| Total capital | 4,660,000 | 4,717,000 | 4,774,000 | 4,834,000 |
| Risk-weighted assets | 8,068,000 | 7,906,000 | 7,888,000 | 8,629,000 |