Call reports 2010
HOPETON STATE BANK, THE — 2010
What HOPETON STATE BANK, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 23,388,000 | 22,509,000 | 23,473,000 | 22,472,000 |
| Total loans | 5,596,000 | 5,265,000 | 5,193,000 | 5,837,000 |
| Allowance for loan losses | 47,000 | 60,000 | 79,000 | 79,000 |
| Securities available for sale | 10,554,000 | 6,030,000 | 503,000 | 14,956,000 |
| Securities held to maturity | 3,301,000 | 9,457,000 | 13,149,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 18,987,000 | 18,051,000 | 18,992,000 | 18,125,000 |
| Interest-bearing deposits | 16,244,000 | 15,255,000 | 15,380,000 | 15,136,000 |
| Noninterest-bearing deposits | 2,743,000 | 2,796,000 | 3,612,000 | 2,989,000 |
| Equity capital | 4,380,000 | 4,436,000 | 4,463,000 | 4,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 233,000 | 464,000 | 703,000 | 930,000 |
| Interest expense | 51,000 | 101,000 | 144,000 | 187,000 |
| Net interest income | 182,000 | 363,000 | 559,000 | 743,000 |
| Noninterest income | 19,000 | 42,000 | 68,000 | 89,000 |
| Noninterest expense | 174,000 | 375,000 | 580,000 | 746,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 10,000 |
| Pretax income | 29,000 | 34,000 | 51,000 | 90,000 |
| Income tax | 0 | -15,000 | -42,000 | -42,000 |
| Net income | 29,000 | 49,000 | 93,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,398,000 | 4,417,000 | 4,461,000 | 4,501,000 |
| Total capital | 4,445,000 | 4,477,000 | 4,540,000 | 4,580,000 |
| Risk-weighted assets | 14,278,000 | 10,789,000 | 11,957,000 | 8,617,000 |